The Total Novice
So, you don’t know much about investing or building a sound portfolio? Maybe you don’t even have a portfolio? Perhaps you delegate all your portfolio allocations (and money) to a registered investment advisor or popular online platform in whom you place a nervous trust and a percentage your own assets in annual fees? Or maybe you think you need gobs of money or years of market experience to build an intelligent portfolio? More likely, perhaps you just think markets are too confusing, too mysterious or even too crazy to ever grasp or approach? Maybe you just abhor thinking about investing. We understand…
The Dabbler
Like the majority of today’s investors, you’re someone who dabbles in the markets. This often (but not always) means you leave a bulk of your portfolio construction and management to an online or Main Street financial advisor or in a retirement account managed by corporate programs. These groups offer preset portfolios you select based upon your “risk profile”—i.e. Conservative, Moderate or Higher Risk. Likely Getting the Standard Treatment.
The Experienced Investor
You may be an experienced investor, so we won't bore you with Bolinger and Keltner channels, moving averages, relative strength and sector rotations. But if you'd like our thoughts on when that next recession is going to hit, and how badly, then your going to want Storm Tracker, which tracks nearly 100 leading indicators to keep you in the know...
The Auto-Pilot Investor
Like so many busy people and other market dabblers today, you likely surrender most of your investment management decisions to an online service, Main Street advisor, 401K program or even a fancy bank advisory service. These advisors, almost without exception, favor a largely passive, index-heavy, “buy and hold” portfolio approach supported by a time-tested (and easy to manage) faith in passive investing through up and down cycles. We appreciate the statistical evidence behind this “modern portfolio approach” approach, but frankly, we feel it’s the wrong path to be on in the post-‘08 markets.